Junior Member
Registered: 07-26-07
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I remember watching the episode concerning health insurance and remembered Amy saying how hard it was to get health insurance for dwarfs. So it got me to thinking, "what aobut life insurance"? Working for a life insurance company you don't really think about certain medical conditions until a proposed client approaches you. So I decided to do some research and below is what I found out concerning the company that I work for....
Dwarfism (Achondroplasia)
A failure of normal growth of long bones, characterized by disproportionate shortness in the size of the arms and legs. Causes include congenital abnormalities and pituitary dysfunction.
Potential Underwriting Requirements: Rating:
APS Over age 16, no other disorders: Usually No Rating
This means that the company I work for WILL write life insurance policies. So if you are interested, please let me know and I will get you in touch with a local representative in your area.
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Junior Member
Registered: 05-12-09
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Hey I would be interested. I live in Indiana and can not find anyone to insure me. I am 4ft 5in. Have them e-mail me at jlbateman333@msn.com
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Senior Member
Registered: 06-03-09
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quote: Originally posted by wildcatmom2u:
I remember watching the episode concerning health insurance and remembered Amy saying how hard it was to get health insurance for dwarfs. So it got me to thinking, "what aobut life insurance"? Working for a life insurance company you don't really think about certain medical conditions until a proposed client approaches you. So I decided to do some research and below is what I found out concerning the company that I work for....
Dwarfism (Achondroplasia)
A failure of normal growth of long bones, characterized by disproportionate shortness in the size of the arms and legs. Causes include congenital abnormalities and pituitary dysfunction.
Potential Underwriting Requirements: Rating:
APS Over age 16, no other disorders: Usually No Rating
This means that the company I work for WILL write life insurance policies. So if you are interested, please let me know and I will get you in touch with a local representative in your area.
I missed the episode about insurance. I do know it's almost impossible for Matt to get health insurance tho unless he wants to pay an arm and a leg. I know because I have diabetes and I'm either denied with it being a pre-existing condition or the premiums are so high we can't afford to pay them. |
Senior Member
Registered: 07-15-07
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When you are 65, Medicare--as it is now--does not reject you for diabetes.
In terms of life insurance--no one should get anything but TERM. Not whole life.
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Senior Member
Registered: 06-03-09
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quote: Originally posted by ritarig:
When you are 65, Medicare--as it is now--does not reject you for diabetes.
In terms of life insurance--no one should get anything but TERM. Not whole life.
It will be nice when I get on medicare, but it will be several years before I'm old enough. Same thing with social security benefits...you can file early at the age of 62 with reduced benefits from that of age 65, but I'm not old enough yet to do that either.  |
Senior Member
Registered: 07-15-07
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Just a reminder that not everyone gets SS when they are 65. Not sure about Medicare. You have to do a lot of calculating to insure that if you take it at 62, you can live on it. Once you have made the decision to start early, the amount doesn't change except for COLA's, and we are not getting them for the next two years.
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